What is Ethical Investing?
For the average investor, deciding where to invest can be a complicated business. There are many factors and questions to consider, such as risk...
Exchange of Information – CRS
It surprises me that today I am still meeting with people who are blissfully unaware of the global exchange of information or common reporting...
QROPS Pension Transfer 2
If you ever worked in the UK, no matter what your nationality, the chances are you were enrolled in a private pension scheme. The...
QROPS Pension Transfer
If you ever worked in the UK, no matter what your nationality, the chances are you were enrolled in a private pension scheme. The...
Reasons To Invest
Have a think about how different our lives are compared to our parents or grandparents….. How often do we travel? How used to our...
Retirement Planning – Is it a marathon or a sprint?
As an independent advisor I assist my clients with all aspects of their financial planning but by far the majority of enquiries I receive...
Risk Tolerance
Each and every one of us has our own risk tolerance which should not be ignored when considering making any type of investment. Any...
So What’s Your Strategy ?
Investing is not a sure thing in most cases, it is much like a game – you don’t know the outcome until the game...
Spanish Succession Tax (Inheritance tax)
If you are a resident of Spain it is important to understand that there will be liabilities due to the Spanish government in the...
Stabilize first then invest
Before you consider investing in any type of market you need to take a good look at your current situation. Investing for the future...
The REAL effect of inflation
On a day-to-day basis, inflation isn’t necessarily something you spend a lot of time thinking about. However, occasionally, you might find yourself asking –...
Why Financial Planning ?
Financial planning is about establishing your future financial goals and aspirations and working out the best way to achieve them.
Financial planning is about having...
The Importance of Diversification
Don’t put all of your eggs in one basket!” You’ve probably heard that over and over again throughout your life…and when it comes to...
Mistakes To Avoid
Along the way, you may make a few investing mistakes, however there are big mistakes that you absolutely must avoid if you are to...
Brexit Impact
What can I do to minimise any potential impacts of a tough Brexit process?
This is a question many expatriates are mulling over, now positioning...
Emotional Challenge
THE RATIONAL, IRRATIONAL AND EMOTIONAL STRUGGLE
In such challenging times, emotions may play a significant role in investing decisions. Investors feel the variances in their...
Cash Is Not King
Cash Is Not King….
I think that it is fair to say that the global economy has been ill for some time! Central banks throughout...
Compound Interest
Compound Interest “The Eighth Wonder of the World”
None other than Albert Einstein described this amazing fact about finance, compound interest, as “the Eighth Wonder...
Dealing with volatility
Market volatility has become a common discussion with all of my clients. Whether they are seasoned investors or new to the investment game, volatility...
How are you at managing your Finances ?
As the old saying “Practice Makes Perfect” seems to suggest, we are bound to improve at everything over time. However, there is something about...
How Much To Invest?
Many first time investors think that they should invest all of their savings. This isn’t necessarily true. To determine how much money you should...
How safe is your UK pension?
In days gone by the UK’s private pension schemes were the envy of the world, considered superior to other nations’ schemes. Alas, those days...
It is never too early to start planning your financial future
During conversations with many of my clients, I hear the expression “I wish I had done something sooner” so often, that I thought I...
Keeping On Track
Speaking with my many clients one of the most talked about topics is “I wish I had done something sooner” or “I wish I...
